Career Change at 40

Looking at a career change at 40?   

Before I share what's on my heart and thoughts about this, I understand the fear, the frustration, the worry and the anxiety behind starting all over, doing a 180 and looking at a career change at 40 square in the face.

Not that 40 is old!  Far from it!

But compared to the new graduates emerging from college who are are up on the latest and greatest everything in their field, embodied with aggressive energy and hopes and dreams, to an employer, 40 can seem ancient. 

career change at 40The thought of starting over and seeking a career change at 40 can be exhausting at first preponderance and perhaps just the thought of it can tire you out. 

However, when faced with no other choice but to step up to the plate, if you'll look above the looming clouds, there could be something waiting for you that you never imagined could be so enjoyable and fulfilling.

Look at your career change at 40 with the mindset of "the best is yet to come."

How can I be so sure?  Because I was 40 when I had to start over.  I was 47 to be exact. 

I don't know what has you searching for answers right now as each of our stories are different. 

But I think it's safe to say we both experienced some of the same uncertainty accompanied by the feeling and emotions that go along with that.

My short story was this.  (And, no… that's not me in the picture.)

I had been a successful real estate agent for 13 years when the market took a nose dive.  I was in denial for about the first 3 months of that dive.  But when I realized that this was not a short blip in the turn down and people were NOT going to buy and houses where NOT selling, yet the advertising agencies such as Homes and Land Magazine with whom I had my contract with still wanted paid, my panic button began to sound.

I needed to find another source of income and while all that was going off inside me, I was forced to start paying for things like food and gas and incidentals on a credit card rather than paying cash to make sure I had enough to make payments on my obligations. 

Can you relate? 

Well, you can only do that for so long before the high interest rates and credit card limits begin to max out.

I share this with you so you know that I fully understand what a career change at 40 feels like if it's not voluntary.  Mine was not and yours may or may not, I don't know.   But it forced my hand to look for something else. 

At the same time, I realized I needed more than just a job.  It would require something entrepreneurial.

My specific situation in finding something suitable was to find a high commission income replacement.  As a real estate agent, when I sold a $100,000 home, I made $3K.  When I sold a $300,000 home I made $9K.  So I was used to large sums of income at a time.

One thing I knew for sure is that I would only accept success.  Failure and defeat where not an option.  I had to find something that I would love doing the rest of my life.

I wasn't against getting a job although I would have been miserable punching a clock after being able to set my own schedule for so many years, but what I knewcareer change at 40 was that even if I worked 40 hours a week for $8 a hour… even $12 an hour… it would not come close to the income I needed to sustain my lifestyle, my mortgages and rental properties and advertising contracts I was under. 

At the end of the day, my nut to crack was bigger than something the income from a job would provide.

I also entertained going back to work as a legal secretary as that's what I was doing before I went full time into real estate.  However, I knew the pay scale and time involved again, would be conducive to what I needed.  I know the stress and demand that come with that and the overworked, under paid and appreciated routine in that field.   I would have to 'settle'.  

And by gosh if I had to do a complete career change at 40, it was going to be something I enjoyed and without stress!


My Career Change at 40 Strategy Session

I got to work with a pen and paper to write down all the things I could think of to bring in some income.  I thought about what my strengths were, what my passions were and what my interests were. 

This proved to be a great exercise because it lead me exactly to where I am today and it's way better than the real estate career that I thought I would be doing until I retired.

Here's what I knew about me….

  • My strongest interest was travel
  • My strongest strength was scrapbooking (hobby)
  • My strongest enjoyment was also scrapbooking
  • My strongest passion was being a foster parent (for 15 years)
  • My strongest desire was to create passive income

Now that I had my list, I went on the hunt to find or develop income streams based on important things in my life.  Here's an example of what I did.


To capitalize on my strongest interest of travel: 

career change at 40I went searching online in the early months of 2007 for a travel product that I could market and earn a commission on. 

I admit was gullible and landed me a $15K mistake by joining a travel club company called Coastal Vacations which turned out to be… well… let's just say they really had no product or company. 

No need to be negative or dwell on that and all mistakes can be used as an education.  In that, I've learned what I don't want.  And what to look for in my travel product. 

I chalked it up to tuition in the school of hard knocks.  Ever been through that?

I had to go back to the drawing board but this time I was street smart and had a $15K education under my belt.

I did find a great product 8 months later. 

I started a home business with a travel club membership product and I'm what's called an "Affiliate" for a company called Global Resorts Network

I joined GRN in November of 2007.  They market a lifetime travel club membership that I've used and sold hundreds of.  I absolutely love it and I believe families around the world are truly missing out if they don't own this but love to travel.  You can learn more from reading my Global Resorts Network Review.

When I sell a membership, I generate $1K, $3,250 and $7,700.  


To capitalize on my strongest strength and enjoyment of scrapbooking:  

I contacted local scrapbook stores and began doing design work for them, teaching classes and reached out more to manufacturers showing them my completed designs using their materials.  I had done this off and on throughout my mid 30s and actually had my work published but I got busy with life and had put it aside.  So I surfaced. 

As a result, my work…

  • was featured on QVC
  • on Target stores product packaging
  • on in-store bill boards
  • in idea pamphlets
  • published in a hardcover design book. 
  • I began teaching at conventions, in stores, at scrapbook retreats
  • I do store displays
  • I've done scrapbook store commercials
  • I've been a guest on TV craft programs locally with the ABC affiliate
  • I've been able to get my materials free from manufactures and store owners as well as I receive income from classes and design work. 
  • It's been fun generating income for stuff I love to do much that I'd do it even if they didn't pay me. 
  • I do high end design work.

Here's an example of one of my simple fun designs for kids.  I lose track of time when I'm designing and creating.


career change at 40


And here's another just for kicks and also shows my love for kids:


career change at 40


To capitalize on my strongest passion for foster children: 

I authored and developed a hands-on workshop for foster parents and social workers on how to make lifebooks for children in care. 

In the social services industry, scrapbooks are called "Lifebooks".  I love working with social workers, foster parents and foster kids teaching them how to document their lives, their stories, the things they love and how special they are as individuals.  In the kids' books, we document and validate their value, their purpose in life and the incredible opportunities for them to do, and be, anything they want. 

I have generated a stream of income from this training.


To capitalize on my strongest desire to create passive income:

career change at 40I've been involved with a few passive income projects but NONE like the one set to launch in October of 2012.  

First of all, do you know what passive income is?

It's making money without having to recruit or sponsor anyone. 

This is the business model many 40+ year old are interested in because they don't have to face the challenges of technically building an online business. 

Even my 70+ year old folks can participate in a program like this.

The name of the company is GlobalOne.  On the surface, it appears to be "pie in the sky".  In fact, I wrote an article about my first impression which you can read here.  However, because it came recommended to me by someone I trusted, I joined.  (I'm game).  

And I'm truly glad he introduced it to me.

Here's a list of all GlobalOne teleseminar replays.  After listening to these and staying up to date, I caught a vision of how HUGE this was. 

The components of this company that especially attracted me are:

1)  The wealth education and preservation opportunity with Elements of Wealth

2)  The humanitarian project behind it

3)  The inventor opportunity division

4)  The multiple businesses for passive income under this umbrella

5)  The charities, music and rock stars and TV stars that are endorsing it

6)  The profit sharing I can participate in as products are purchased off the shelves of major department stores around the world.  These products will be on the shelves of  the biggest chain stores in America and even globally.  A percentage of these sales will be put into the Global Profit pool.

7)  The ability of someone to be able to participate for as little as $10/month.

And, anyone… at any age… can participate and make money.  How?  Through the profit sharing and the patent pending compensation plan.

In fact, if you're reading this blog and you don't know what you're going to do with your career….

  • Or if you need to supplement your income…
  • Or if you are looking for build something passively for the long term…
  • Or if you are seeking a home based business that you can start for as little as $10…
  • Or if you've decided it's YOUR TURN to take a great opportunity and run to the stars…

I highly recommend you at least spend time to explore what GlobalOne has to offer by listening to some of the replays.

You have nothing to lose by doing a little discovery over a cup of coffee.

So that was back in 2007.  Today I'm doing the same things.

I continue to market the Global Resorts Network travel membership.

I continue my design work in my scrapbooking hobby industry.

I continue working with social workers, foster parents and foster children. 

I continue to build a team of individuals who love the idea of passive income and I'm grateful.


But I didn't stop there.   To give you an example how one thing can lead to another… here's my evolution process.

As I grew in entrepreneurship, and was well adjusted after a career change at 40, I've created additional streams of income because I realized that as I market using the internet, not everyone is interested in a travel product BUT…. most everyone wants to know "HOW" to market. 

So I refer the exact training platforms that I've used to learn how to market online to others

Note:  If you're not going to market online, you won't need to look into these kinds of education platforms.  Participating in GlobalOne™ for example, doesn't require you to market and recruit to make money.


But these training platforms create yet another stream of income for me.

HEADS UP TO THE 40's and OLDER:  It's important you understand this.  career change at 40

These training platforms are created and run by young men and women in their 20's and now early 30's. 

They have no fear and don't care what you think about them, unlike those of us in our 40's and early 50's.  When you are first exposed to them, you may think they're a little off their rocker.. but actually… THEY ROCK. 

They are very accepting of everyone, from every walk of life and every age group.  They show no partiality and in fact, embrace anyone who wants to learn. 

So as you explore these platforms in the event your new career path requires them, don't be turned off by who they are, the way they talk, the energy they have, the way they wear their hair or how they dress. 

This generation truly has a grasp for what works and what doesn't when it comes to marketing.  They are pioneering new paths, leading the social media parade and making millions.  And they are happy to teach it to anyone. 

career change at 40They know how to market. 

They know how to teach it.

They have become some of my best friends.  These are pictures of myself and my mentors and friends.

That's what you need to know. 

Having said that and forewarned you, here's two that I use without any reservation and both create a significant income for me.

Empower Network and MyLeadSystempro

And, realize this… regardless of what you decide, unless you find something you're already knowledgeable about or participate in a totally passive program like GlobalOne, you'll have to learn a new skill. 

So be open and okay with the idea that a career change at 40, or even 30, will probably require a new set skills.


Career Change at 40 Summary

I found that a forced career change at 40 lead me to the best years of my life.  I say that to inspire you to catch a vision for your life. 

No, I didn't like going through the journey to find the truly high value products and figure out who to trust, what not to do, and I spent probably $35K making mistakes.  I can't lie about that. Who likes that, right?  

It's not easy.  Nothing worthwhile in life is a piece of cake.  But I knew in the end it would be worth it.  And it is.  And you know what?  I'm still learning, still exploring more possibilities, and more ways to create income streams.  I enjoy it.

Here's what you already know.

1)  You already know that time is going to go by.  One year, then two years, then three years.  So if the time is going to go by anyway, why not spend it learning how to create financial security through your own entrepreneurship and doing something you love?

2)  You already know that settling for a job can place you in a dangerous position of job jumping for the rest of your working days.  And then when you hit 65, then what?  And who's to say you can always find a job?  Do you really want that kind of stress and uncertainty?

3)  You already know that learning new skills requires some kind of money for education.  Why not invest in yourself through home business entrepreneurship?

4)  You already know what you love to do, what you're good at, what you're passionate about.  Take out a pen and paper and start brainstorming with yourself, your spouse, your kids, your best friend, and come up with a list of way to turn what's on that list into a money making entrepreneurial endeavor.

Start dreaming again, be willing to climb out of your comfort zone and go after what you want.  Look at your career change at 40 as a new beginning… only this time, you have some wisdom and experience under your belt. 

Take the next year or two and work SMARTER than you've ever worked in your life to create the most fulfilling and satisfying entrepreneurial lifestyle you could have imagined. 

career change at 40Put the coffee on, grab and pen and paper and start your own strategy session.  If there's anything I'm doing that you may be interested in, feel free to ring me.

And… yes, get a job of doing something WHILE you start your entrepreneurial endeavor.  This way you can make the house payment and put food on the table without worry.  But don't allow a job to keep you from your dreams.

Be brave. 

Stand tall. 

Get excited. 

Catch your vision and run hard. 

I believe in you!

Feel free to leave me a comment or your thoughts about a career change at 40.

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